Bikmo

Bikmo

Bikmo provides comprehensive bicycle and cycling insurance, protecting your ride against theft, accidental damage, and more, with great discounts for e-bikes and multiple bikes.

Insurance
StudentNHS

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About Bikmo Cycle Insurance

Bikmo, established in 2013 and headquartered in Chester, United Kingdom, stands as a premier independent provider of specialist bicycle and cycling insurance. Born from a passion for cycling, Bikmo's mission is to offer comprehensive protection that resonates with the needs of every rider, ensuring their valuable bikes are safeguarded against life's unexpected events. Their dedication to the cycling community is evident in their tailored products and customer-first approach.

Comprehensive Coverage for Every Cyclist

Tailored Insurance Products

Bikmo offers distinct policy options like 'GO' for theft and damage, and 'PLUS' for full protection including personal covers such as medical, dental, optical, and serious personal accident. All policies feature essential benefits like accessory and kit insurance, significant legal expenses cover, and 365-day worldwide cover, ensuring you're protected whether you're commuting locally or touring globally.

Bikes We Insure

No matter your preferred ride, Bikmo has you covered. They insure a vast array of bicycles, including road bikes, mountain bikes (MTB), gravel bikes, electric bikes (e-bikes), and even cargo bikes. Bikmo's policies are inclusive, covering bikes irrespective of their brand, age, model, or any upgrades you've made. They also offer a generous 25% discount on e-bike premiums and a 50% multi-bike discount for additional bikes on the same policy.

Why Choose Bikmo?

Choosing Bikmo means opting for peace of mind. Beyond the extensive coverage, Bikmo simplifies the insurance process with flexible proof of ownership requirements and a straightforward online quote and claims system. Their commitment to the cycling community is further demonstrated through partnerships offering exclusive discounts and a dedicated customer support team ready to assist. Bikmo truly understands what riders need to protect their passion.

Bikmo was founded in 2014 and is headquartered in Chester, UK, with Online only locations.

Discounts & Loyalty

Student Discount

Bikmo offers a student discount, reportedly available via UNiDAYS. Check their website for the most accurate and up-to-date information.

NHS Discount

Bikmo offers NHS discounts.

Shipping & Returns

<p>Digital policy documents delivered instantly via email. No physical delivery required.</p>

Returns Policy

<p>14-day cooling off period on all new policies. Full refund if cancelled within this period.</p>

Company Information

Founded

2014

Headquarters

Chester, UK

Number of Stores

Online only

Payment Methods
Visa
Mastercard
Direct Debit

Frequently Asked Questions

What does Bikmo insurance cover?

Theft, accidental damage, worldwide cover, accessories, clothing and new-for-old replacement.

Is Bikmo regulated?

Yes, Bikmo is FCA regulated providing peace of mind for policyholders.

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