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RIPE - Cycle Plan offers specialist bicycle and cycling insurance in the UK, providing tailored cover for your bike and adventures, from daily commutes to competitive events.
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Cycleplan, a prominent UK brand under Ripe Insurance Services Limited, has been a specialist in bicycle and cycling insurance for over two decades. Established around 2002, they have built a strong reputation for providing comprehensive and flexible insurance solutions tailored to the diverse needs of cyclists across the United Kingdom. Their commitment is to offer peace of mind, allowing riders to focus on their passion without worrying about the financial implications of theft, damage, or accidents.
Whether you own an electric bike, a robust mountain bike, a nimble BMX, a versatile hybrid, a convenient folding bike, or a reliable commuter bike, Cycleplan has a policy designed for you. Their extensive coverage options go beyond just the bike itself, encompassing valuable accessories, public liability protection up to £5m, personal accident cover up to £50k, and even loss of earnings. They understand that cycling isn't just a hobby but a lifestyle, and their policies reflect this by offering competitive use extensions and cover for non-refundable race fees.
Cycleplan prides itself on offering a highly flexible insurance experience. Customers can easily customise their policy to include only the cover they require, ensuring they pay for what they need. For households with multiple bikes, Cycleplan provides the convenience of insuring all bikes on a single policy, often with a premium discount. Their 'New for Old' replacement policy for bikes under three years old, coupled with a 14-day 'Ripe Guarantee' price promise, underscores their dedication to customer satisfaction. With a UK-based customer service team and an 'Excellent' rating on Trustpilot, Cycleplan ensures a smooth and supportive experience for all policyholders.
RIPE - Cycle Plan was founded in 2002 and is headquartered in United Kingdom. It is part of Ripe Insurance.
NHS Discount
Cycleplan offers a 50-60% discount on insurance for all NHS workers.
Instant policy documents via email
Returns Policy
Cycleplan offers a 'Ripe Guarantee': if you find the same cover elsewhere for less within 14 days of taking out a policy, they will refund the difference. As an insurance provider, they do not handle physical product returns.
Founded
2002
Headquarters
United Kingdom
Parent Company
Ripe Insurance
Yes, Cycle Plan policies include cover for amateur racing and sportive events as standard.
Yes, you can cover multiple bikes under one policy with combined value limits available.
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Be the first to write a reviewCycleplan offers a 50-60% discount on insurance for all NHS workers.
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| Standard Delivery | Instant policy documents via email |
| Free Delivery | Not available |
| Click & Collect | Not available |
| Returns Policy | Cycleplan offers a 'Ripe Guarantee': if you find the same cover elsewhere for less within 14 days of taking out a policy, they will refund the difference. As an insurance provider, they do not handle physical product returns. |
| Student Discount | Not available |
| NHS Discount | Cycleplan offers a 50-60% discount on insurance for all NHS workers. |
| Military Discount | Not available |
| International Shipping | Not available |
| Payment Methods | Visa, Mastercard, Direct Debit |
| Founded | 2002 |
| Headquarters | United Kingdom |
Last updated: June 2026
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Customer Service
0345 450 9960Customer Service Email
info@cycleplan.co.ukCustomer Service Hours
Monday-Friday 9am-5pm