Rooster Car Insurance

Rooster Car Insurance

Rooster Car Insurance offers innovative, usage-based car insurance in the UK, rewarding safe drivers with personalised quotes and savings of up to 40% through their smart mobile app.

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About Rooster Car Insurance

Rooster Car Insurance, founded in 2019, is a UK-based innovator in the automotive insurance sector. Regulated by the FCA, Rooster is on a mission to redefine car ownership by making insurance fairer, cheaper, and smarter for safe drivers. They leverage cutting-edge AI and smartphone sensor technology to assess individual driving behaviour, moving away from traditional demographic-based pricing.

Our Innovative Product Range

Personalised Car Insurance

Rooster offers fully comprehensive car insurance that is uniquely priced based on how you actually drive, not just who you are. By downloading the Rooster app and completing a short 'test drive' period, safe drivers can unlock significant savings, potentially up to 40% off their premiums. This behavioural-based approach ensures that good drivers are rewarded, avoiding the common issue of subsidising higher-risk drivers.

Comprehensive Car Care Solutions

Beyond core insurance, Rooster provides a suite of valuable services accessible through their intuitive app. This includes affordable breakdown cover starting from just £2.99, temporary car or van insurance for short-term needs, and specialised learner and impound insurance. The app also features smart tools like a fuel finder to locate the cheapest petrol nearby, an MOT predictor, and exclusive discounts of up to 50% on MOTs, servicing, and repairs, helping users manage their car's running costs effectively. For families or multi-car households, the app allows effortless management of up to five vehicles, with reminders for MOTs, services, and tax renewals.

The Rooster Advantage

Rooster's commitment to fairness and innovation sets it apart. By focusing on insuring only safe drivers, they enable their insurance partners to make fewer payouts, passing those savings directly to their community. This creates a more equitable system where good driving habits are financially recognised. The convenience of managing all aspects of car ownership through a single, user-friendly app further enhances the Rooster experience, making it a smart choice for modern motorists.

Rooster Car Insurance was founded in 2019 and is headquartered in United Kingdom. It is part of Rooster Financial Services Ltd and Rooster Technology Ltd, with None locations.

Discounts & Loyalty

Loyalty Programme

Referral Program

Customers can earn money by referring friends who complete a test drive and purchase a policy. Specific terms and amounts may vary, so checking with customer service is recommended.

Shipping & Returns

Instant digital insurance documents

Returns Policy

Insurance policies are subject to a statutory cooling-off period, allowing customers to cancel within a specified timeframe, typically 14 days, after policy purchase or receipt of policy documents. Full terms are available in policy documents.

Company Information

Founded

2019

Headquarters

United Kingdom

Number of Stores

None

Parent Company

Rooster Financial Services Ltd and Rooster Technology Ltd

Payment Methods
Debit card
Credit card

Frequently Asked Questions

Can I cancel at any time?

Yes, Rooster operates on a monthly basis with no cancellation fees. Simply pause or end your cover through the app.

Is Rooster fully insured?

Yes, Rooster policies are underwritten by established UK insurers and provide comprehensive cover.

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1 Ways to Save at Rooster Car Insurance in 2026

  1. Join Referral Program

    Customers can earn money by referring friends who complete a test drive and purchase a policy. Specific terms and amounts may vary, so checking with customer service is recommended.

Saving tips verified by The Virtual Mall, the UK's original online shopping destination since 1999.

Rooster Car Insurance Quick Facts

Standard DeliveryInstant digital insurance documents
Free DeliveryNot available
Click & CollectNot available
Returns PolicyInsurance policies are subject to a statutory cooling-off period, allowing customers to cancel within a specified timeframe, typically 14 days, after policy purchase or receipt of policy documents. Full terms are available in policy documents.
Student DiscountNot available
NHS DiscountNot available
Military DiscountNot available
International ShippingNot available
Payment MethodsDebit card, Credit card
Founded2019
HeadquartersUnited Kingdom

Last verified: February 2026