
Rooster Car Insurance
Rooster Car Insurance offers innovative, usage-based car insurance in the UK, rewarding safe drivers with personalised quotes and savings of up to 40% through their smart mobile app.
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About Rooster Car Insurance
Rooster Car Insurance, founded in 2019, is a UK-based innovator in the automotive insurance sector. Regulated by the FCA, Rooster is on a mission to redefine car ownership by making insurance fairer, cheaper, and smarter for safe drivers. They leverage cutting-edge AI and smartphone sensor technology to assess individual driving behaviour, moving away from traditional demographic-based pricing.
Our Innovative Product Range
Personalised Car Insurance
Rooster offers fully comprehensive car insurance that is uniquely priced based on how you actually drive, not just who you are. By downloading the Rooster app and completing a short 'test drive' period, safe drivers can unlock significant savings, potentially up to 40% off their premiums. This behavioural-based approach ensures that good drivers are rewarded, avoiding the common issue of subsidising higher-risk drivers.
Comprehensive Car Care Solutions
Beyond core insurance, Rooster provides a suite of valuable services accessible through their intuitive app. This includes affordable breakdown cover starting from just £2.99, temporary car or van insurance for short-term needs, and specialised learner and impound insurance. The app also features smart tools like a fuel finder to locate the cheapest petrol nearby, an MOT predictor, and exclusive discounts of up to 50% on MOTs, servicing, and repairs, helping users manage their car's running costs effectively. For families or multi-car households, the app allows effortless management of up to five vehicles, with reminders for MOTs, services, and tax renewals.
The Rooster Advantage
Rooster's commitment to fairness and innovation sets it apart. By focusing on insuring only safe drivers, they enable their insurance partners to make fewer payouts, passing those savings directly to their community. This creates a more equitable system where good driving habits are financially recognised. The convenience of managing all aspects of car ownership through a single, user-friendly app further enhances the Rooster experience, making it a smart choice for modern motorists.
Rooster Car Insurance was founded in 2019 and is headquartered in United Kingdom. It is part of Rooster Financial Services Ltd and Rooster Technology Ltd.
Discounts & Loyalty
Loyalty Programme
Referral Program
Customers can earn money by referring friends who complete a test drive and purchase a policy. Specific terms and amounts may vary, so checking with customer service is recommended.
Shipping & Returns
Instant digital insurance documents
Returns Policy
Insurance policies are subject to a statutory cooling-off period, allowing customers to cancel within a specified timeframe, typically 14 days, after policy purchase or receipt of policy documents. Full terms are available in policy documents.
Company Information
Founded
2019
Headquarters
United Kingdom
Parent Company
Rooster Financial Services Ltd and Rooster Technology Ltd
Payment Methods
Frequently Asked Questions
Can I cancel at any time?
Yes, Rooster operates on a monthly basis with no cancellation fees. Simply pause or end your cover through the app.
Is Rooster fully insured?
Yes, Rooster policies are underwritten by established UK insurers and provide comprehensive cover.
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Join Referral Program
Customers can earn money by referring friends who complete a test drive and purchase a policy. Specific terms and amounts may vary, so checking with customer service is recommended.
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Rooster Car Insurance Quick Facts
| Standard Delivery | Instant digital insurance documents |
| Free Delivery | Not available |
| Click & Collect | Not available |
| Returns Policy | Insurance policies are subject to a statutory cooling-off period, allowing customers to cancel within a specified timeframe, typically 14 days, after policy purchase or receipt of policy documents. Full terms are available in policy documents. |
| Student Discount | Not available |
| NHS Discount | Not available |
| Military Discount | Not available |
| International Shipping | Not available |
| Payment Methods | Debit card, Credit card |
| Founded | 2019 |
| Headquarters | United Kingdom |
Last updated: June 2026
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Contact Information
Customer Service
0330 053 3742Customer Service Email
support@joinrooster.co.ukCustomer Service Hours
Monday-Friday 9am-5pm