Reduce My Excess

Reduce My Excess

Reduce My Excess offers award-winning car hire excess insurance, helping you save hundreds on rental costs with comprehensive cover for UK, EU, and Worldwide trips.

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About Reduce My Excess

Reduce My Excess, a trading name of Eversure Limited, has been a leading provider of car hire excess insurance since 2011. Founded by brothers Jon and Mark Rebuck, the company was born out of personal frustrations with the confusing jargon, high costs, and lack of transparency surrounding car hire excess waivers offered by rental companies. Their mission is to simplify the car hire experience by offering a fairer, more affordable, and transparent alternative, empowering customers to make informed decisions and save money.

Our Comprehensive Product Range

At Reduce My Excess, you can find a comprehensive selection of car hire excess insurance policies designed to protect you from unexpected costs. Whether you're hiring a car for a short trip in the UK, exploring Europe, or embarking on a worldwide adventure, they have a policy to suit your needs. Their offerings include UK/EU cover, Worldwide cover, and even Worldwide+ options with additional Collision Damage Waiver (CDW) protection up to USD 50,000. They also provide specialised van hire excess insurance for trips up to 31 days. These policies are a smart alternative to the often expensive excess waivers pushed by rental desks, covering potential damage, theft, and loss of use of your rental vehicle.

Why Choose Reduce My Excess?

Customers consistently choose Reduce My Excess for their commitment to value and transparency. Recognised as a 'Best Buy' insurer by Which? for two years running and a recipient of the Feefo Platinum Award five years in a row, their dedication to customer satisfaction is clear. Their policies are typically a fraction of the cost of rental company waivers, potentially saving you hundreds of pounds while offering broader coverage and higher excess limits. They demystify the car hire industry, ensuring you understand your options and feel confident on the road. With an easy online purchasing process and dedicated customer service, securing your car hire excess insurance is straightforward and stress-free.

Reduce My Excess was founded in 2011 and is headquartered in United Kingdom. It is part of Eversure Limited, with 0 locations.

Discounts & Loyalty

NHS Discount

Reduce My Excess offers exclusive discounts and cashback for NHS staff on their car hire excess insurance policies.

Shipping & Returns

Instant policy documents via email

Returns Policy

As an insurance product, policies typically come with a 14-day cooling-off period during which you can cancel your policy for a full refund, provided no claim has been made.

Company Information

Founded

2011

Headquarters

United Kingdom

Number of Stores

0

Parent Company

Eversure Limited

Payment Methods
Visa
Mastercard
Direct Debit

Frequently Asked Questions

What does excess protection cover?

Excess protection reimburses the excess you pay when making a claim on your car insurance, whether the incident was your fault or not.

Can I buy this with any car insurance?

Yes, excess protection from Reduce My Excess can be purchased alongside any UK car insurance policy.

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1 Ways to Save at Reduce My Excess in 2026

  1. NHS discount

    Reduce My Excess offers exclusive discounts and cashback for NHS staff on their car hire excess insurance policies.

Saving tips verified by The Virtual Mall, the UK's original online shopping destination since 1999.

Reduce My Excess Quick Facts

Standard DeliveryInstant policy documents via email
Free DeliveryNot available
Click & CollectNot available
Returns PolicyAs an insurance product, policies typically come with a 14-day cooling-off period during which you can cancel your policy for a full refund, provided no claim has been made.
Student DiscountNot available
NHS DiscountReduce My Excess offers exclusive discounts and cashback for NHS staff on their car hire excess insurance policies.
Military DiscountNot available
International ShippingNot available
Payment MethodsVisa, Mastercard, Direct Debit
Founded2011
HeadquartersUnited Kingdom

Last verified: February 2026