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Reduce My Excess offers award-winning car hire excess insurance, helping you save hundreds on rental costs with comprehensive cover for UK, EU, and Worldwide trips.
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Reduce My Excess, a trading name of Eversure Limited, has been a leading provider of car hire excess insurance since 2011. Founded by brothers Jon and Mark Rebuck, the company was born out of personal frustrations with the confusing jargon, high costs, and lack of transparency surrounding car hire excess waivers offered by rental companies. Their mission is to simplify the car hire experience by offering a fairer, more affordable, and transparent alternative, empowering customers to make informed decisions and save money.
At Reduce My Excess, you can find a comprehensive selection of car hire excess insurance policies designed to protect you from unexpected costs. Whether you're hiring a car for a short trip in the UK, exploring Europe, or embarking on a worldwide adventure, they have a policy to suit your needs. Their offerings include UK/EU cover, Worldwide cover, and even Worldwide+ options with additional Collision Damage Waiver (CDW) protection up to USD 50,000. They also provide specialised van hire excess insurance for trips up to 31 days. These policies are a smart alternative to the often expensive excess waivers pushed by rental desks, covering potential damage, theft, and loss of use of your rental vehicle.
Customers consistently choose Reduce My Excess for their commitment to value and transparency. Recognised as a 'Best Buy' insurer by Which? for two years running and a recipient of the Feefo Platinum Award five years in a row, their dedication to customer satisfaction is clear. Their policies are typically a fraction of the cost of rental company waivers, potentially saving you hundreds of pounds while offering broader coverage and higher excess limits. They demystify the car hire industry, ensuring you understand your options and feel confident on the road. With an easy online purchasing process and dedicated customer service, securing your car hire excess insurance is straightforward and stress-free.
Reduce My Excess was founded in 2011 and is headquartered in United Kingdom. It is part of Eversure Limited.
NHS Discount
Reduce My Excess offers exclusive discounts and cashback for NHS staff on their car hire excess insurance policies.
Instant policy documents via email
Returns Policy
As an insurance product, policies typically come with a 14-day cooling-off period during which you can cancel your policy for a full refund, provided no claim has been made.
Founded
2011
Headquarters
United Kingdom
Parent Company
Eversure Limited
Excess protection reimburses the excess you pay when making a claim on your car insurance, whether the incident was your fault or not.
Yes, excess protection from Reduce My Excess can be purchased alongside any UK car insurance policy.
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Be the first to write a reviewReduce My Excess offers exclusive discounts and cashback for NHS staff on their car hire excess insurance policies.
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| Standard Delivery | Instant policy documents via email |
| Free Delivery | Not available |
| Click & Collect | Not available |
| Returns Policy | As an insurance product, policies typically come with a 14-day cooling-off period during which you can cancel your policy for a full refund, provided no claim has been made. |
| Student Discount | Not available |
| NHS Discount | Reduce My Excess offers exclusive discounts and cashback for NHS staff on their car hire excess insurance policies. |
| Military Discount | Not available |
| International Shipping | Not available |
| Payment Methods | Visa, Mastercard, Direct Debit |
| Founded | 2011 |
| Headquarters | United Kingdom |
Last updated: June 2026
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Customer Service
01483 347333Customer Service Email
support@reducemyexcess.co.ukCustomer Service Hours
Monday-Friday 9am-5pm