
Bikmo
Bikmo provides comprehensive bicycle and cycling insurance, protecting your ride against theft, accidental damage, and more, with great discounts for e-bikes and multiple bikes.
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About Bikmo Cycle Insurance
Bikmo, established in 2013 and headquartered in Chester, United Kingdom, stands as a premier independent provider of specialist bicycle and cycling insurance. Born from a passion for cycling, Bikmo's mission is to offer comprehensive protection that resonates with the needs of every rider, ensuring their valuable bikes are safeguarded against life's unexpected events. Their dedication to the cycling community is evident in their tailored products and customer-first approach.
Comprehensive Coverage for Every Cyclist
Tailored Insurance Products
Bikmo offers distinct policy options like 'GO' for theft and damage, and 'PLUS' for full protection including personal covers such as medical, dental, optical, and serious personal accident. All policies feature essential benefits like accessory and kit insurance, significant legal expenses cover, and 365-day worldwide cover, ensuring you're protected whether you're commuting locally or touring globally.
Bikes We Insure
No matter your preferred ride, Bikmo has you covered. They insure a vast array of bicycles, including road bikes, mountain bikes (MTB), gravel bikes, electric bikes (e-bikes), and even cargo bikes. Bikmo's policies are inclusive, covering bikes irrespective of their brand, age, model, or any upgrades you've made. They also offer a generous 25% discount on e-bike premiums and a 50% multi-bike discount for additional bikes on the same policy.
Why Choose Bikmo?
Choosing Bikmo means opting for peace of mind. Beyond the extensive coverage, Bikmo simplifies the insurance process with flexible proof of ownership requirements and a straightforward online quote and claims system. Their commitment to the cycling community is further demonstrated through partnerships offering exclusive discounts and a dedicated customer support team ready to assist. Bikmo truly understands what riders need to protect their passion.
Bikmo was founded in 2014 and is headquartered in Chester, UK, with Online only locations.
Discounts & Loyalty
Student Discount
Bikmo offers a student discount, reportedly available via UNiDAYS. Check their website for the most accurate and up-to-date information.
NHS Discount
Bikmo offers NHS discounts.
Shipping & Returns
<p>Digital policy documents delivered instantly via email. No physical delivery required.</p>
Returns Policy
<p>14-day cooling off period on all new policies. Full refund if cancelled within this period.</p>
Company Information
Founded
2014
Headquarters
Chester, UK
Number of Stores
Online only
Payment Methods
Frequently Asked Questions
What does Bikmo insurance cover?
Theft, accidental damage, worldwide cover, accessories, clothing and new-for-old replacement.
Is Bikmo regulated?
Yes, Bikmo is FCA regulated providing peace of mind for policyholders.
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Student discount
Bikmo offers a student discount, reportedly available via UNiDAYS. Check their website for the most accurate and up-to-date information.
NHS discount
Bikmo offers NHS discounts.
Brought to you by The Virtual Mall, the UK's original online shopping destination, first launched in 1999.
Bikmo Quick Facts
| Standard Delivery | <p>Digital policy documents delivered instantly via email. No physical delivery required.</p> |
| Free Delivery | Not available |
| Click & Collect | Not available |
| Returns Policy | <p>14-day cooling off period on all new policies. Full refund if cancelled within this period.</p> |
| Student Discount | Bikmo offers a student discount, reportedly available via UNiDAYS. Check their website for the most accurate and up-to-date information. |
| NHS Discount | Bikmo offers NHS discounts. |
| Military Discount | Not available |
| International Shipping | Not available |
| Payment Methods | Visa, Mastercard, Direct Debit |
| Founded | 2014 |
| Headquarters | Chester, UK |
Last updated: June 2026
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Contact Information
Customer Service
01244 470337Customer Service Email
support@bikmo.comCustomer Service Hours
Mon-Fri 9am-5pm