RAC Travel Insurance

RAC Travel Insurance

RAC Travel Insurance offers comprehensive travel cover for your trips, from single adventures to annual multi-trip policies, ensuring peace of mind wherever you go.

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About RAC Travel Insurance

RAC Travel Insurance provides essential protection for UK travellers, ensuring peace of mind on every journey. Administered by Hood Travel Limited, this service extends the renowned reliability and customer focus of the broader RAC brand into the travel sector. Since Hood Travel Limited's incorporation in 2012, they have been dedicated to offering robust travel insurance policies tailored to a wide array of travel needs and destinations. Their headquarters in Southend-on-Sea, Essex, serves as the operational hub for delivering high-quality insurance services to customers across the United Kingdom.

Comprehensive Travel Cover Options

When you choose RAC Travel Insurance, you gain access to a variety of policy types designed to suit different travel styles. You can easily buy travel insurance online for a single trip, covering holidays up to 94 days, or opt for an annual multi-trip policy for frequent travel throughout the year, with varying maximum trip durations depending on your chosen cover level. Policies can be tailored for European travel insurance or worldwide travel insurance, excluding or including specific regions like the USA, Canada, and the Caribbean, providing flexibility for your global adventures.

Medical Conditions & Specialist Cover

RAC Travel Insurance understands the importance of covering health needs. They are equipped to offer cover for many pre-existing medical conditions, making travel accessible for more individuals. For those with serious or complex conditions, they provide a valuable directory of specialist medical travel insurers who may be able to provide alternative quotes. Additionally, for travellers planning a voyage at sea, specific cruise cover add-ons are available for single trip policies, ensuring comprehensive protection for your maritime adventures.

Worldwide Destinations & Trip Durations

Whether you're exploring the diverse landscapes of Europe, venturing across Asia, or relaxing in the Caribbean (subject to policy type), RAC Travel Insurance offers extensive destination coverage. Their policies allow for multiple countries within a single trip, ensuring seamless protection across your itinerary. With flexible trip durations and different levels of cover, finding the right travel insurance policy for your specific holiday requirements is straightforward and efficient.

Customer Support & Benefits

RAC Travel Insurance is committed to excellent customer service. Their team is available for general enquiries and policy amendments from Monday to Friday, 9am - 5pm, via phone or live chat. For urgent situations, 24-hour medical emergency assistance is provided. While specific student, NHS, or military discounts for travel insurance are not currently offered, members of the RAC Rewards programme can enjoy a 25% discount on their travel insurance policies, making it a valuable benefit for existing RAC customers. Secure your next trip with confidence and reliable support.

RAC Travel Insurance was founded in 2012 and is headquartered in Walsall, UK. It is part of RAC Limited, with 0 locations.

Discounts & Loyalty

Loyalty Programme

RAC Member Discount

RAC members and RAC Car Insurance policyholders save 25% on single trip and annual multi-trip travel insurance policies.

Shipping & Returns

Instant policy documents via email. Cover begins immediately upon purchase.

Returns Policy

14-day cooling off period to cancel for full refund if no claims made. Cancellation after this period may incur fees.

Company Information

Founded

2012

Headquarters

Walsall, UK

Number of Stores

0

Parent Company

RAC Limited

Payment Methods
Visa
Mastercard
AMERICANEXPRESSAmerican Express
Debit Card

Frequently Asked Questions

Is there an age limit for RAC Travel Insurance?

There's no upper age limit for single trip cover. Annual multi-trip cover is available up to age 80 at policy start date.

Do RAC members get a discount?

Yes, RAC members and RAC Car Insurance policyholders save 25% on single trip and annual multi-trip travel insurance.

What's included in RAC Travel Insurance?

All policies include medical cover (£10m-£20m depending on level), cancellation protection, personal belongings cover, and gadget cover as standard.

Does RAC cover UK holidays?

Yes, RAC Travel Insurance covers UK holidays where you've pre-booked at least two nights' accommodation.

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1 Ways to Save at RAC Travel Insurance in 2026

  1. Join RAC Member Discount

    RAC members and RAC Car Insurance policyholders save 25% on single trip and annual multi-trip travel insurance policies.

Saving tips verified by The Virtual Mall, the UK's original online shopping destination since 1999.

RAC Travel Insurance Quick Facts

Standard DeliveryInstant policy documents via email. Cover begins immediately upon purchase.
Free DeliveryNot available
Click & CollectNot available
Returns Policy14-day cooling off period to cancel for full refund if no claims made. Cancellation after this period may incur fees.
Student DiscountNot available
NHS DiscountNot available
Military DiscountNot available
International ShippingNot available
Payment MethodsVisa, Mastercard, American Express, Debit Card
Founded2012
HeadquartersWalsall, UK

Last verified: February 2026