RAC Travel Insurance offers comprehensive holiday protection from one of Britain's most trusted motoring organisations. With three levels of cover—Orange, Silver, and Black—plus optional add-ons for cruise and winter sports, RAC provides flexible travel insurance for UK residents travelling domestically or abroad.

The Orange policy offers entry-level cover with up to £10m medical expenses. Silver increases this to £15m and includes hijacking and end supplier failure cover as standard. The Black policy provides the most comprehensive protection with £20m medical cover, up to £7,500 cancellation cover, and a reduced £50 standard excess.

RAC Travel Insurance accommodates diverse needs with no upper age limit on single trip policies and coverage up to age 80 for annual multi-trip. All policies include gadget cover as standard, with amounts varying by level. RAC members and RAC Car Insurance customers save 25% on premiums, recognising their loyalty with genuine value.

Discounts & Loyalty

Loyalty Programme

RAC Member Discount

RAC members and RAC Car Insurance policyholders save 25% on single trip and annual multi-trip travel insurance policies.

Shipping & Returns

Instant policy documents via email. Cover begins immediately upon purchase.

Returns Policy

14-day cooling off period to cancel for full refund if no claims made. Cancellation after this period may incur fees.

Frequently Asked Questions

Is there an age limit for RAC Travel Insurance?

There's no upper age limit for single trip cover. Annual multi-trip cover is available up to age 80 at policy start date.

Do RAC members get a discount?

Yes, RAC members and RAC Car Insurance policyholders save 25% on single trip and annual multi-trip travel insurance.

What's included in RAC Travel Insurance?

All policies include medical cover (£10m-£20m depending on level), cancellation protection, personal belongings cover, and gadget cover as standard.

Does RAC cover UK holidays?

Yes, RAC Travel Insurance covers UK holidays where you've pre-booked at least two nights' accommodation.

RAC Travel Insurance brings the reliability of Britain's trusted motoring organisation to holiday protection. Choose from three cover levels—Orange, Silver, or Black—each providing essential protection for medical emergencies, cancellation, and personal belongings. The premium Black policy offers £20m medical cover and just £50 excess. With no upper age limit on single trips, optional cruise and winter sports cover, and gadget protection as standard, RAC accommodates diverse travel needs. RAC members enjoy a 25% discount, making quality travel insurance more affordable. Policies cover UK holidays with minimum two nights' pre-booked accommodation.

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Contact Information

Customer Service Hours

Monday to Friday, 8am - 8pm; Saturday, 9am - 5pm

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