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RAC Travel Insurance offers comprehensive travel cover for your trips, from single adventures to annual multi-trip policies, ensuring peace of mind wherever you go.
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RAC Travel Insurance provides essential protection for UK travellers, ensuring peace of mind on every journey. Administered by Hood Travel Limited, this service extends the renowned reliability and customer focus of the broader RAC brand into the travel sector. Since Hood Travel Limited's incorporation in 2012, they have been dedicated to offering robust travel insurance policies tailored to a wide array of travel needs and destinations. Their headquarters in Southend-on-Sea, Essex, serves as the operational hub for delivering high-quality insurance services to customers across the United Kingdom.
When you choose RAC Travel Insurance, you gain access to a variety of policy types designed to suit different travel styles. You can easily buy travel insurance online for a single trip, covering holidays up to 94 days, or opt for an annual multi-trip policy for frequent travel throughout the year, with varying maximum trip durations depending on your chosen cover level. Policies can be tailored for European travel insurance or worldwide travel insurance, excluding or including specific regions like the USA, Canada, and the Caribbean, providing flexibility for your global adventures.
RAC Travel Insurance understands the importance of covering health needs. They are equipped to offer cover for many pre-existing medical conditions, making travel accessible for more individuals. For those with serious or complex conditions, they provide a valuable directory of specialist medical travel insurers who may be able to provide alternative quotes. Additionally, for travellers planning a voyage at sea, specific cruise cover add-ons are available for single trip policies, ensuring comprehensive protection for your maritime adventures.
Whether you're exploring the diverse landscapes of Europe, venturing across Asia, or relaxing in the Caribbean (subject to policy type), RAC Travel Insurance offers extensive destination coverage. Their policies allow for multiple countries within a single trip, ensuring seamless protection across your itinerary. With flexible trip durations and different levels of cover, finding the right travel insurance policy for your specific holiday requirements is straightforward and efficient.
RAC Travel Insurance is committed to excellent customer service. Their team is available for general enquiries and policy amendments from Monday to Friday, 9am - 5pm, via phone or live chat. For urgent situations, 24-hour medical emergency assistance is provided. While specific student, NHS, or military discounts for travel insurance are not currently offered, members of the RAC Rewards programme can enjoy a 25% discount on their travel insurance policies, making it a valuable benefit for existing RAC customers. Secure your next trip with confidence and reliable support.
RAC Travel Insurance was founded in 2012 and is headquartered in Walsall, UK. It is part of RAC Limited.
Loyalty Programme
RAC Member Discount
RAC members and RAC Car Insurance policyholders save 25% on single trip and annual multi-trip travel insurance policies.
Instant policy documents via email. Cover begins immediately upon purchase.
Returns Policy
14-day cooling off period to cancel for full refund if no claims made. Cancellation after this period may incur fees.
Founded
2012
Headquarters
Walsall, UK
Parent Company
RAC Limited
There's no upper age limit for single trip cover. Annual multi-trip cover is available up to age 80 at policy start date.
Yes, RAC members and RAC Car Insurance policyholders save 25% on single trip and annual multi-trip travel insurance.
All policies include medical cover (£10m-£20m depending on level), cancellation protection, personal belongings cover, and gadget cover as standard.
Yes, RAC Travel Insurance covers UK holidays where you've pre-booked at least two nights' accommodation.
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Be the first to write a reviewRAC members and RAC Car Insurance policyholders save 25% on single trip and annual multi-trip travel insurance policies.
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| Standard Delivery | Instant policy documents via email. Cover begins immediately upon purchase. |
| Free Delivery | Not available |
| Click & Collect | Not available |
| Returns Policy | 14-day cooling off period to cancel for full refund if no claims made. Cancellation after this period may incur fees. |
| Student Discount | Not available |
| NHS Discount | Not available |
| Military Discount | Not available |
| International Shipping | Not available |
| Payment Methods | Visa, Mastercard, American Express, Debit Card |
| Founded | 2012 |
| Headquarters | Walsall, UK |
Last updated: June 2026
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Customer Service
0330 159 0409Customer Service Email
racservice@hoodtravel.co.ukCustomer Service Hours
Monday to Friday, 8am - 8pm; Saturday, 9am - 5pm