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Virgin Money Travel Insurance offers comprehensive single trip and annual multi-trip policies, ensuring peace of mind for your adventures across the UK and worldwide.
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Virgin Money Travel Insurance is a dedicated service from the well-known Virgin Money brand, offering essential protection for travellers across the UK and beyond. With a strong reputation for customer-centric financial services, Virgin Money extends its commitment to quality and reliability into the travel insurance sector. Their goal is to provide straightforward, comprehensive, and flexible insurance solutions that cater to a diverse range of travel plans, ensuring customers can embark on their journeys with confidence and security.
Virgin Money Travel Insurance provides a variety of policy types to suit different travel needs. Customers can opt for a Single Trip policy, ideal for individual holidays up to 90 days, or an Annual Multi-Trip policy for those who travel frequently throughout the year. The annual policies offer different levels of cover – Red, Silver, and Gold – each with varying maximum trip durations. For specific travel needs, such as cruises, dedicated Cruise Cover can be added. The policies also categorise destinations extensively, from various European zones to worldwide options, including or excluding regions like the USA, Canada, Mexico, and the Caribbean, allowing for precise customisation of coverage.
Their destination categories are meticulously defined to ensure accurate coverage. These include 'Europe 1' and 'Europe 2' for single trips, a broader 'Europe' for annual multi-trip policies, 'Worldwide excluding USA, Canada, Mexico and the Caribbean', and 'Worldwide including USA, Canada, Mexico and the Caribbean'. There's also a specific 'Australia/New Zealand' option for single trips, highlighting their commitment to tailored global protection.
Obtaining a quote and purchasing travel insurance from Virgin Money is designed to be a seamless online process via their official website. While the nature of insurance means there are no physical products to deliver or return in the traditional sense, Virgin Money is committed to providing clear policy documentation and accessible customer support. Should you need assistance with your policy or have questions about coverage, their customer service channels are available to help ensure a smooth experience from purchase to potential claim.
Virgin Money Travel Insurance. It is part of Virgin Money.
As an insurance product, there is no physical delivery. Policy documents are typically sent electronically via email upon purchase.
Returns Policy
Insurance policies usually come with a cooling-off period (e.g., 14 days) during which you can cancel for a full refund, provided you haven't travelled or made a claim. Specific terms will be detailed in your policy documents.
Parent Company
Virgin Money
Virgin Money Travel Insurance offers both Single Trip policies for individual journeys up to 90 days and Annual Multi-Trip policies for unlimited trips within a 12-month period, with varying maximum trip durations depending on the cover level (Red, Silver, Gold).
Cruise is not covered as standard. If you are travelling on a cruise, you will need to purchase one of the specific Cruise Cover options available on the Extra Cover page of their website.
They offer various destination categories including Europe 1, Europe 2, Europe (Annual Multi-trip only), Worldwide excluding USA, Canada, Mexico and the Caribbean, Australia/New Zealand (Single Trip only), and Worldwide including USA, Canada, Mexico and the Caribbean.
For Annual Multi-Trip policies, the maximum duration per trip is up to 31 days for Red cover, 45 days for Silver cover, and 94 days for Gold cover.
You can get a quote directly from their official website, travel-insurance.virginmoney.com, where you can select your trip type, destination, and cover level.
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Be the first to write a review| Standard Delivery | As an insurance product, there is no physical delivery. Policy documents are typically sent electronically via email upon purchase. |
| Free Delivery | Not available |
| Click & Collect | Not available |
| Returns Policy | Insurance policies usually come with a cooling-off period (e.g., 14 days) during which you can cancel for a full refund, provided you haven't travelled or made a claim. Specific terms will be detailed in your policy documents. |
| Student Discount | Not available |
| NHS Discount | Not available |
| Military Discount | Not available |
| International Shipping | Available |
| Payment Methods | Visa, Mastercard, Maestro |
Last updated: June 2026
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