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Virgin Money Travel Insurance

Virgin Money Travel Insurance

Virgin Money Travel Insurance offers comprehensive single trip and annual multi-trip policies, ensuring peace of mind for your adventures across the UK and worldwide.

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About Virgin Money Travel Insurance

Virgin Money Travel Insurance is a dedicated service from the well-known Virgin Money brand, offering essential protection for travellers across the UK and beyond. With a strong reputation for customer-centric financial services, Virgin Money extends its commitment to quality and reliability into the travel insurance sector. Their goal is to provide straightforward, comprehensive, and flexible insurance solutions that cater to a diverse range of travel plans, ensuring customers can embark on their journeys with confidence and security.

Comprehensive Product Range

Virgin Money Travel Insurance provides a variety of policy types to suit different travel needs. Customers can opt for a Single Trip policy, ideal for individual holidays up to 90 days, or an Annual Multi-Trip policy for those who travel frequently throughout the year. The annual policies offer different levels of cover – Red, Silver, and Gold – each with varying maximum trip durations. For specific travel needs, such as cruises, dedicated Cruise Cover can be added. The policies also categorise destinations extensively, from various European zones to worldwide options, including or excluding regions like the USA, Canada, Mexico, and the Caribbean, allowing for precise customisation of coverage.

Destination Options

Their destination categories are meticulously defined to ensure accurate coverage. These include 'Europe 1' and 'Europe 2' for single trips, a broader 'Europe' for annual multi-trip policies, 'Worldwide excluding USA, Canada, Mexico and the Caribbean', and 'Worldwide including USA, Canada, Mexico and the Caribbean'. There's also a specific 'Australia/New Zealand' option for single trips, highlighting their commitment to tailored global protection.

Shopping Experience and Support

Obtaining a quote and purchasing travel insurance from Virgin Money is designed to be a seamless online process via their official website. While the nature of insurance means there are no physical products to deliver or return in the traditional sense, Virgin Money is committed to providing clear policy documentation and accessible customer support. Should you need assistance with your policy or have questions about coverage, their customer service channels are available to help ensure a smooth experience from purchase to potential claim.

Virgin Money Travel Insurance. It is part of Virgin Money.

Shipping & Returns

International Shipping

As an insurance product, there is no physical delivery. Policy documents are typically sent electronically via email upon purchase.

Returns Policy

Insurance policies usually come with a cooling-off period (e.g., 14 days) during which you can cancel for a full refund, provided you haven't travelled or made a claim. Specific terms will be detailed in your policy documents.

Company Information

Parent Company

Virgin Money

Payment Methods
Visa
Mastercard
Maestro

Frequently Asked Questions

What types of travel insurance policies does Virgin Money offer?

Virgin Money Travel Insurance offers both Single Trip policies for individual journeys up to 90 days and Annual Multi-Trip policies for unlimited trips within a 12-month period, with varying maximum trip durations depending on the cover level (Red, Silver, Gold).

Does Virgin Money Travel Insurance cover cruises?

Cruise is not covered as standard. If you are travelling on a cruise, you will need to purchase one of the specific Cruise Cover options available on the Extra Cover page of their website.

What are the different destination categories available?

They offer various destination categories including Europe 1, Europe 2, Europe (Annual Multi-trip only), Worldwide excluding USA, Canada, Mexico and the Caribbean, Australia/New Zealand (Single Trip only), and Worldwide including USA, Canada, Mexico and the Caribbean.

What are the maximum trip durations for Annual Multi-Trip policies?

For Annual Multi-Trip policies, the maximum duration per trip is up to 31 days for Red cover, 45 days for Silver cover, and 94 days for Gold cover.

How do I get a quote for Virgin Money Travel Insurance?

You can get a quote directly from their official website, travel-insurance.virginmoney.com, where you can select your trip type, destination, and cover level.

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Virgin Money Travel Insurance Quick Facts

Standard DeliveryAs an insurance product, there is no physical delivery. Policy documents are typically sent electronically via email upon purchase.
Free DeliveryNot available
Click & CollectNot available
Returns PolicyInsurance policies usually come with a cooling-off period (e.g., 14 days) during which you can cancel for a full refund, provided you haven't travelled or made a claim. Specific terms will be detailed in your policy documents.
Student DiscountNot available
NHS DiscountNot available
Military DiscountNot available
International ShippingAvailable
Payment MethodsVisa, Mastercard, Maestro

Last verified: April 2026