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K9 Cover 1 offers specialist dog insurance in the UK, uniquely providing cover for pre-existing and chronic medical conditions with flexible policy options for your beloved canine companion.
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K9 Cover 1, launched in 2021, is a dedicated UK-based specialist dog insurance provider. Born from a desire to offer greater choice to pet owners, this innovative company addresses the common frustration of securing cover for dogs with pre-existing medical conditions. With a team boasting decades of experience in medical screening for the insurance sector, K9 Cover 1 brings a fresh approach to pet care, ensuring more dogs can access the protection they need.
At the heart of K9 Cover 1's offering is its unique ability to cover both one-off and ongoing (chronic) pre-existing medical conditions, such as epilepsy. Unlike many traditional insurers, their advanced online medical screening technology assesses your dog's health in detail, providing a premium tailored to their specific medical history. This means you only pay what's relevant, avoiding blanket exclusions or escalating lifetime premiums.
K9 Cover 1 empowers dog owners to customise their policies, allowing them to decide on vet fee limits up to £8,000 per annum and adjust policy excess for potential discounts. The online quote process is designed for simplicity and speed, requiring minimal information to get started. Furthermore, they offer attractive multi-dog discounts, making it more affordable to insure all your furry family members. Regulated by the Financial Conduct Authority (FCA), K9 Cover 1 provides peace of mind with transparent and reliable insurance solutions.
K9 Cover 1 was founded in 2021 and is headquartered in UK. It is part of I-Capitalise Ltd, with Online only locations.
Student Discount
K9 Cover 1 offers student discounts, including "25% off Orders With Student Discount".
NHS Discount
K9 Cover 1 provides NHS discounts, including "20% off All Items in the Sale" and "Exclusive 10% NHS Discount". They also offer general blue light discounts.
Military / Blue Light Discount
K9 Cover 1 offers military discounts as part of their blue light discount programme for armed forces personnel.
Loyalty Programme
Multi-dog discount
Receive a unique promotional code valid year-round for your own dogs and any others in your extended family. The discount is never less than 5% on any additional pet.
<p>Instant policy documents delivered via email.</p>
Returns Policy
<p>14-day cooling-off period on new policies.</p>
Founded
2021
Headquarters
UK
Number of Stores
Online only
Parent Company
I-Capitalise Ltd
Lifetime, maximum benefit, and accident-only policies.
Yes, typically 14 days for illness, immediate for accidents.
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Be the first to write a reviewK9 Cover 1 offers student discounts, including "25% off Orders With Student Discount".
K9 Cover 1 provides NHS discounts, including "20% off All Items in the Sale" and "Exclusive 10% NHS Discount". They also offer general blue light discounts.
K9 Cover 1 offers military discounts as part of their blue light discount programme for armed forces personnel.
Receive a unique promotional code valid year-round for your own dogs and any others in your extended family. The discount is never less than 5% on any additional pet.
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| Standard Delivery | <p>Instant policy documents delivered via email.</p> |
| Free Delivery | Not available |
| Click & Collect | Not available |
| Returns Policy | <p>14-day cooling-off period on new policies.</p> |
| Student Discount | K9 Cover 1 offers student discounts, including "25% off Orders With Student Discount". |
| NHS Discount | K9 Cover 1 provides NHS discounts, including "20% off All Items in the Sale" and "Exclusive 10% NHS Discount". They also offer general blue light discounts. |
| Military Discount | K9 Cover 1 offers military discounts as part of their blue light discount programme for armed forces personnel. |
| International Shipping | Not available |
| Payment Methods | Visa, Mastercard, Direct Debit |
| Founded | 2021 |
| Headquarters | UK |
Last updated: June 2026
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Customer Service
03300 564060Customer Service Email
support@k9cover.comCustomer Service Hours
Typically Mon-Fri, with enquiries acknowledged within one business day.