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Insure4Boats offers specialist boat insurance in the UK, providing flexible cover for theft, loss, damage, and liability for all types of watercraft, backed by 20 years of insurance expertise.
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Insure4Boats is a leading UK provider of specialist boat insurance, operating as a trading name of Ripe Insurance Services Limited. With over 20 years of experience in the insurance industry, the parent company, Ripe, has built a reputation for making insurance easy-to-buy, simple-to-understand, and excellent value. Insure4Boats extends this fresh approach to boat owners across the UK, offering tailored policies designed to protect a wide variety of watercraft.
Whether you own a sailing boat, motor boat, narrowboat, or jet ski, Insure4Boats provides flexible insurance solutions to meet your specific needs. Their policies are designed to cover your vessel against theft, loss, and damage, ensuring peace of mind on the water. You can choose between comprehensive Boat (Hull & Machinery) & Third Party Liability cover or Third Party Liability only, allowing you to pay only for the protection you require.
Insure4Boats policies come with significant benefits, including up to £3 million Public Liability cover for added protection against accidents involving other boats or individuals. Customers can also benefit from an impressive up to 25% no claims discount if they've been claim-free for five years, and a further up to 15% discount for mooring their boat in a recognised marina. Optional extras, such as European cover, can be added to further customise your policy.
Getting a bespoke quote is quick and straightforward through their online platform, allowing you to tailor your cover in a matter of seconds. Should you have any questions, their dedicated UK Customer Service team is available Monday to Friday, 9:00 am to 5:30 pm, via phone or email, ensuring excellent support throughout your policy journey.
Insure4Boats was founded in 2006 and is headquartered in UK. It is part of Ripe Insurance Services Limited, with Online only locations.
NHS Discount
Insure4Boats offers a 20% NHS discount.
Loyalty Programme
Refer a Friend
Both the referrer and the referred friend can receive rewards or an exclusive discount. They also offer up to a 25% no claims discount and up to a 15% marina mooring discount.
<p>Instant quotes online. Policy documents emailed immediately.</p>
Returns Policy
<p>14-day cooling-off period on new policies.</p>
Founded
2006
Headquarters
UK
Number of Stores
Online only
Parent Company
Ripe Insurance Services Limited
Yes, racing cover available as an optional extra.
Yes, most policies include EU cruising grounds.
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Be the first to write a reviewInsure4Boats offers a 20% NHS discount.
Both the referrer and the referred friend can receive rewards or an exclusive discount. They also offer up to a 25% no claims discount and up to a 15% marina mooring discount.
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| Standard Delivery | <p>Instant quotes online. Policy documents emailed immediately.</p> |
| Free Delivery | Not available |
| Click & Collect | Not available |
| Returns Policy | <p>14-day cooling-off period on new policies.</p> |
| Student Discount | Not available |
| NHS Discount | Insure4Boats offers a 20% NHS discount. |
| Military Discount | Not available |
| International Shipping | Not available |
| Payment Methods | Visa, Mastercard, Direct Debit |
| Founded | 2006 |
| Headquarters | UK |
Last updated: June 2026
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Customer Service
0800 668 1661Customer Service Email
admin@insure4boats.co.ukCustomer Service Hours
Monday to Friday, 9:00 am to 5:30 pm (excluding bank holidays)