Smart Cover

Smart Cover provides insurance excess protection for UK consumers, covering the excess costs that apply when claiming on car, home, and travel insurance. The service helps policyholders avoid out-of-pocket expenses.

When you claim on your main insurance, you typically pay an excess. Smart Cover reimburses this amount, meaning you are not left financially impacted after a legitimate claim.

Policies are affordable and can be purchased independently of your main insurance provider, offering flexibility and protection across multiple insurance types.