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Tinhat Gadget Insurance

Tinhat Gadget Insurance offers affordable and reliable mobile phone, tablet, and smartwatch insurance in the UK, covering loss, theft, and damage with transparent terms.

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About Tinhat Gadget Insurance

Tinhat Gadget Insurance, a trading name of Bastion Insurance Services Ltd, is dedicated to providing straightforward and affordable mobile phone and gadget insurance across the UK. Established with a commitment to transparency and fairness, Tinhat aims to demystify insurance policies, ensuring customers fully understand their cover without confusing jargon. Regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) through its underwriter Astrenska Insurance, Tinhat operates with the highest standards of integrity and customer protection.

Comprehensive Gadget Protection

Tinhat specialises in safeguarding your essential portable technology. Their policies cover a variety of devices, including mobile phones (such as iPhone, Samsung Galaxy, and Pixel), tablets, smartwatches, and iPads. Coverage typically includes protection against accidental damage, mechanical breakdown, theft, and accidental loss, ensuring your device is protected against life's unexpected events. Whether you're at home or travelling with tech, Tinhat's policies are designed to keep your gadgets secure.

Why Choose Tinhat?

Choosing Tinhat means opting for peace of mind. Their award-winning claims team is renowned for its efficiency and helpfulness, working diligently to reunite you with your device. Policies include unique benefits such as cover for your immediate family members, and the option for 'Contract Cover' which can assist with mobile line rental if you face unemployment. Furthermore, by insuring your gadget separately, you protect your home insurance no-claims bonus, potentially saving you money in the long run.

Your Shopping Experience with Tinhat

Getting insured with Tinhat is a seamless online process. Their website, tinhat.co.uk, allows for quick quotes and easy policy management. Customer support is readily available via phone and email for any enquiries, and their dedicated claims portal simplifies the process should you need to make a claim. Tinhat also offers attractive discounts, including multi-device savings and special rates for NHS and essential service workers, making quality gadget insurance more accessible.

Tinhat Gadget Insurance was founded in 1983 and is headquartered in Oxford, United Kingdom. It is part of Bastion Insurance Services Ltd, with 0 locations.

Discounts & Loyalty

Student Discount

Tinhat offers discounts for Purpl members. Please check the Tinhat website or Purpl platform for current offers and how to apply your discount.

NHS Discount

Tinhat provides a 10% discount for NHS and essential service workers. Use the code NHS10 at checkout to apply this offer.

Loyalty Programme

Multi Device & Annual Policy Discounts

Customers can save up to 15% by insuring multiple devices with Tinhat. Additionally, opting for annual policy payments can result in reduced rates compared to monthly instalments.

Shipping & Returns

As an online insurance provider, Tinhat Gadget Insurance does not have physical product delivery. Policy documents and confirmations are typically sent electronically via email.

Returns Policy

Insurance policies can typically be cancelled within a cooling-off period (e.g., 14 days) for a full refund, provided no claim has been made. Beyond this, cancellation terms may involve pro-rata refunds or fees. For specific policy cancellation details, please contact Tinhat's customer service team.

Company Information

Founded

1983

Headquarters

Oxford, United Kingdom

Number of Stores

0

Parent Company

Bastion Insurance Services Ltd

Payment Methods
Visa
Mastercard
PayPalPayPal

Frequently Asked Questions

What devices can I insure with Tinhat?

Tinhat Gadget Insurance covers a range of personal devices including mobile phones (iPhone, Samsung Galaxy, Pixel, etc.), tablets, smartwatches, and iPads. You can get a quote for your specific device on their website.

What types of incidents are covered by Tinhat policies?

Tinhat policies typically cover accidental damage, mechanical breakdown, and theft. Accidental loss cover is also available for Mobiles, Tablets, Smartwatches, and iPads. Specific terms and conditions apply, including an excess fee for claims.

How do I make a claim with Tinhat?

You can start a claim by visiting the claims portal on the Tinhat website and completing a short form. Their claims team will contact you within 24 hours (excluding bank holidays and weekends) to advise on next steps. Alternatively, you can call or email the claims team directly.

Does Tinhat offer any discounts?

Yes, Tinhat offers several discounts. You can save up to 15% with multi-device discounts and benefit from reduced rates when choosing annual policy payments. They also provide a 10% discount for NHS and essential service workers using the code NHS10 at checkout, and discounts for Purpl members.

Who underwrites Tinhat Gadget Insurance policies?

Tinhat Gadget Insurance policies are arranged and administered by Bastion Insurance Services Ltd T/A tinhat™, and underwritten by Collinson Insurance, which is a trading name of Astrenska Insurance Limited. Both companies are authorised and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

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3 Ways to Save at Tinhat Gadget Insurance in 2026

  1. Student discount

    Tinhat offers discounts for Purpl members. Please check the Tinhat website or Purpl platform for current offers and how to apply your discount.

  2. NHS discount

    Tinhat provides a 10% discount for NHS and essential service workers. Use the code NHS10 at checkout to apply this offer.

  3. Join Multi Device & Annual Policy Discounts

    Customers can save up to 15% by insuring multiple devices with Tinhat. Additionally, opting for annual policy payments can result in reduced rates compared to monthly instalments.

Saving tips verified by The Virtual Mall, the UK's original online shopping destination since 1999.

Tinhat Gadget Insurance Quick Facts

Standard DeliveryAs an online insurance provider, Tinhat Gadget Insurance does not have physical product delivery. Policy documents and confirmations are typically sent electronically via email.
Free DeliveryNot available
Click & CollectNot available
Returns PolicyInsurance policies can typically be cancelled within a cooling-off period (e.g., 14 days) for a full refund, provided no claim has been made. Beyond this, cancellation terms may involve pro-rata refunds or fees. For specific policy cancellation details, please contact Tinhat's customer service team.
Student DiscountTinhat offers discounts for Purpl members. Please check the Tinhat website or Purpl platform for current offers and how to apply your discount.
NHS DiscountTinhat provides a 10% discount for NHS and essential service workers. Use the code NHS10 at checkout to apply this offer.
Military DiscountNot available
International ShippingNot available
Payment MethodsVisa, Mastercard, PayPal
Founded1983
HeadquartersOxford, United Kingdom

Last verified: April 2026