Simply excess
Simply excess offers easy, affordable car hire excess insurance, providing peace of mind for your rental journeys across the UK.
Which? Best Buy Car Hire Excess Insurance
SimplyExcess has been awarded a Which? Best Buy recommendation for Car Hire Excess Insurance, recognising its competitive cover, value and customer experience. Combine this with our competitive commission structure and exclusive publisher opportunities. Also recognised as Car Rental Insurance Provider of the Year 2026 (BFSI Insider) and Best Car Hire Excess Insurance Company 2025 (SME News).
About SimplyExcess
SimplyExcess is a leading provider of affordable car hire excess insurance in the UK, dedicated to making your car rental experience stress-free. We understand the common frustrations associated with rental car insurance, from hidden costs to complex terms. Our mission is to offer transparent, easy-to-understand policies that provide comprehensive protection without breaking the bank. With SimplyExcess, you can secure robust coverage in just a few clicks, leaving you free to enjoy your travels with complete peace of mind.
Comprehensive Car Hire Excess Cover
Our policies are specifically designed to cover the excess charges that often accompany standard car rental insurance. While rental companies provide basic coverage like Collision Damage Waiver (CDW) and Theft Protection, they typically leave you liable for an excess fee, which can be substantial. SimplyExcess offers a smarter, more economical alternative, covering these excess costs and often extending to parts like tyres, windows, roof, and undercarriage that are frequently excluded by rental firms. We provide flexible options, from single-day cover to longer-term policies, ensuring you get the right protection for your needs.
A Greener Journey with SimplyExcess
At SimplyExcess, we believe in doing business responsibly. We are actively committed to sustainability, partnering with environmental organisations such as Tree-Nation, Ecologi, and MakeItWild. We integrate environmental consciousness into our services, even offering attractive discounts on our single trip policies for customers who opt for electric or hybrid car rentals. By choosing SimplyExcess, you're not only protecting your finances but also contributing to a greener, more sustainable future for travel.
Simple Online Experience
Securing your car hire excess insurance with SimplyExcess is incredibly easy. Our user-friendly website allows you to get a quote and purchase your policy quickly, without the need for lengthy forms or complicated processes. In the event of a claim, our online system is equally straightforward, ensuring a swift resolution so you can get your money back without unnecessary delays. Experience the convenience of modern insurance with SimplyExcess.
Payment Methods
Sustainability
SimplyExcess is committed to sustainability, partnering with Tree-Nation, Ecologi, and MakeItWild. We integrate environmental consciousness into our services and incentivise clients to opt for electric and hybrid car rentals with enticing discounts on single trip policies.
Frequently Asked Questions
What does SimplyExcess car hire excess insurance cover?
SimplyExcess policies cover the excess charges you would be liable for in the event of damage or theft to your rental car. This often includes parts like tyres, windows, roof, and undercarriage, which are typically excluded by standard rental company insurance.
How do I make a claim with SimplyExcess?
If your rental car is damaged, you will first pay the excess charge to the rental company. You can then submit a claim to SimplyExcess through our online claims process, providing the necessary documentation, and we will reimburse you up to your policy's cover limit.
Can I get cover for a loan car with SimplyExcess?
Yes, provided you have a signed car rental agreement in place for the loan car. This confirms you as an acceptable customer. However, you would not be covered if the loan car is insured by your personal car insurance rather than the garage/dealership.
Why should I buy car hire excess insurance from SimplyExcess instead of the rental company?
SimplyExcess offers a more affordable option compared to rental company policies, which can cost £10-£20 per day. Our policies also often provide more comprehensive coverage, including parts like tyres, windows, roof, and undercarriage, which rental companies frequently exclude.
Does SimplyExcess cover van rentals?
No, at the moment SimplyExcess is unable to offer cover for van rentals.
No reviews yet for Simply excess
Be the first to write a reviewHow to use Simply excess discount codes
Browse Simply excess codes above
Check the latest voucher codes and deals listed on this page.
Copy the code or click 'Get Offer'
Copy the voucher code to your clipboard, or click through to activate the deal.
Shop at Simply excess
Browse the Simply excess website and add items to your basket.
Enter the code at checkout
Paste your voucher code in the discount code box at checkout.
Save on your order
Your discount will be applied and the savings deducted from your total.
2 Ways to Save at Simply excess in 2026
Use a voucher code
There is currently 1 voucher code available for Simply excess. Copy and paste at checkout to save.
Browse current offers
Simply excess have 4 offers available right now saving up to 5%.
Brought to you by The Virtual Mall, the UK's original online shopping destination, first launched in 1999.
Simply excess Quick Facts
| Standard Delivery | Contact retailer for details |
| Free Delivery | Not available |
| Click & Collect | Not available |
| Returns Policy | Contact retailer |
| Student Discount | Not available |
| NHS Discount | Not available |
| Military Discount | Not available |
| International Shipping | Not available |
| Payment Methods | Visa, Mastercard, PayPal |
Last updated: April 2026
4 offers & 1 voucher available
Customer Reviews
Be the first to review
Similar Shops
Holiday Extras
Holiday Extras helps you book all your airport & travel extras, from parking and hotels to lounges and insurance, making your journey less hassle and more holiday.
Cover4Rentals
Cover4Rentals offers affordable car rental excess insurance, helping UK travellers save hundreds compared to expensive waivers from rental companies.
Icarhireinsurance
Icarhireinsurance offers affordable car hire excess insurance, protecting you from unexpected charges and covering vulnerable vehicle parts for peace of mind on your travels.
Insurance2go
Insurance2go provides comprehensive and highly-rated insurance for mobile phones, laptops, tablets, and other gadgets, with instant online quotes and worldwide cover.
Insure More Travel Insurance
Insure More Travel Insurance offers comprehensive holiday and sports travel insurance, providing peace of mind for UK residents exploring the world.