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H&T is the UK's largest pawnbroker, offering pre-owned luxury watches, jewellery, designer handbags, and financial services across 256+ stores nationwide.
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Established in 1897, H&T Pawnbrokers has built a reputation as a trusted name across the UK. With over 270 high street locations and a robust online presence, H&T offers a comprehensive range of services and products, blending traditional pawnbroking expertise with modern retail convenience. They are renowned for their commitment to customer service and their deep understanding of valuable assets.
Discover a stunning collection of 22 Carat Gold Jewellery, pre-owned and new diamond jewellery, and luxury watches. H&T features prestigious watch brands such as Rolex, Tag Heuer, Omega, Cartier, Breitling, and Tudor, alongside other high-end names like Audemars Piguet and Bvlgari. Whether you're looking to buy a timeless piece or sell your cherished items, H&T provides expert valuations and a diverse selection.
Beyond retail, H&T specialises in essential financial services. Their core offering includes pawnbroking loans, providing quick and secure access to cash against your valuables. Customers can also easily sell gold, jewellery, and watches for competitive prices, or utilise services like travel money and cheque cashing. Online repayment options for pawn loans ensure convenience for all clients.
Shopping with H&T is designed to be straightforward and secure. Their online platform allows you to browse and purchase items from the comfort of your home, with dedicated customer support for all online retail queries. In-store, you benefit from personal advice and immediate service. H&T is committed to offering value, including special discounts for students and Blue Light Card holders, making luxury and financial services more accessible.
HandT was founded in 1897 and is headquartered in United Kingdom. It is part of FirstCash Holdings, with 250+ UK stores locations.
Student Discount
Student discounts may be available; customers can look for student-specific offers or sign up with a .edu email on their site. New customers can also receive a 10% discount on their first order by subscribing to the newsletter.
NHS Discount
H&T offers a 10% NHS discount on pre-owned and new diamond jewellery. Additionally, through their Blue Light Card partnership, NHS staff receive a 5% discount in-store and 10% online.
Military / Blue Light Discount
Through their Blue Light Card partnership, armed forces personnel receive a 5% discount in-store and 10% online.
<p>Click and collect at stores. Online purchasing available.</p>
Returns Policy
<p>See store for return policies on purchases.</p>
Founded
1897
Headquarters
United Kingdom
Number of Stores
250+ UK stores
Parent Company
FirstCash Holdings
Get a loan against valuables. Repay to reclaim items.
Yes, gold buying services at all stores.
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Be the first to write a reviewStudent discounts may be available; customers can look for student-specific offers or sign up with a .edu email on their site. New customers can also receive a 10% discount on their first order by subscribing to the newsletter.
H&T offers a 10% NHS discount on pre-owned and new diamond jewellery. Additionally, through their Blue Light Card partnership, NHS staff receive a 5% discount in-store and 10% online.
Through their Blue Light Card partnership, armed forces personnel receive a 5% discount in-store and 10% online.
Save on delivery by using HandT's Click & Collect service.
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| Standard Delivery | <p>Click and collect at stores. Online purchasing available.</p> |
| Free Delivery | Not available |
| Click & Collect | Available |
| Returns Policy | <p>See store for return policies on purchases.</p> |
| Student Discount | Student discounts may be available; customers can look for student-specific offers or sign up with a .edu email on their site. New customers can also receive a 10% discount on their first order by subscribing to the newsletter. |
| NHS Discount | H&T offers a 10% NHS discount on pre-owned and new diamond jewellery. Additionally, through their Blue Light Card partnership, NHS staff receive a 5% discount in-store and 10% online. |
| Military Discount | Through their Blue Light Card partnership, armed forces personnel receive a 5% discount in-store and 10% online. |
| International Shipping | Not available |
| Payment Methods | Visa, Mastercard, Cash in store |
| Founded | 1897 |
| Headquarters | United Kingdom |
Last updated: June 2026
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Customer Service
0800 838 973Customer Service Email
info@handt.co.ukCustomer Service Hours
Monday - Friday: 9:00am - 5:30pm