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Big Blue Cover Car Hire Excess Insurance offers comprehensive policies to protect you from unexpected excess charges when hiring a car, ensuring peace of mind on your travels.
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Big Blue Cover is a dedicated provider of car hire excess insurance, offering peace of mind to drivers renting vehicles in the UK and worldwide. Our policies are designed to protect you from the significant excess charges that car rental companies typically apply in the event of damage or theft. We understand the complexities of rental agreements and aim to simplify your insurance needs, ensuring you're covered without paying inflated fees at the rental desk. Our focus is on clear, comprehensive, and affordable protection for your rented vehicle.
When you choose Big Blue Cover, you're investing in extensive protection. Our car hire excess insurance policies are crafted to cover a wide range of incidents, including damage to the vehicle's bodywork, windows, tyres, roof, and undercarriage – areas often excluded by standard rental company waivers. We also provide cover for misfuelling, lost keys, and even road rage incidents, ensuring you're prepared for almost any eventuality. This comprehensive approach means you can enjoy your journey without the constant worry of unexpected costs.
Opting for Big Blue Cover means choosing reliability and value. Our online platform makes it incredibly easy to compare and purchase the right policy for your needs, whether it's for a single trip or annual multi-trip coverage. We pride ourselves on transparent policy terms and a straightforward claims process, backed by a commitment to excellent customer service. Protect your finances and enhance your travel experience by securing your car hire excess insurance with Big Blue Cover – your smart choice for rental vehicle protection.
Big Blue Cover Car Hire Excess Insurance is headquartered in England, UK.
Loyalty Programme
Enjoy Rewards
Details of the 'Enjoy Rewards' programme are not explicitly stated on the website, but it is likely designed to offer benefits or discounts to frequent users.
As an insurance provider, Big Blue Cover does not offer physical product delivery. All policy documents are typically sent electronically via email upon purchase.
Returns Policy
For insurance policies, 'returns' are generally referred to as cancellations. Customers usually have a cooling-off period during which they can cancel their policy for a full refund, provided no claim has been made. Outside of this period, pro-rata refunds may apply, depending on the policy terms and conditions.
Headquarters
England, UK
Car hire excess insurance covers the 'excess' amount you are liable for if your rented vehicle is damaged or stolen. While standard rental insurance covers the main costs, you're usually responsible for the first portion (the excess), which can be hundreds or even thousands of pounds. Big Blue Cover protects you from this excess fee.
Our policies are designed to be comprehensive, often covering parts of the vehicle frequently excluded by rental companies, such as tyres, windows, roof, and undercarriage. We also offer protection for misfuelling, lost or stolen keys, and in some cases, even road rage incidents. Specific coverage details can be found in your policy documents.
In the event of damage or theft to your rental car, you should first pay the excess amount to the car rental company. Then, gather all necessary documentation (rental agreement, police report if applicable, repair invoices, proof of payment) and contact Big Blue Cover's claims department as per your policy details. We will guide you through the process to reimburse your excess payment.
Generally, car hire excess insurance policies must be purchased before you pick up your rental vehicle. It's always best to arrange your cover in advance to ensure you are fully protected from the moment your rental period begins. Please check specific policy terms for any restrictions.
As an insurance provider, Big Blue Cover operates under relevant financial regulations to ensure consumer protection and fair practices. Details of our regulatory status and underwriting partners will be available on our official website or within your policy documentation.
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Be the first to write a reviewDetails of the 'Enjoy Rewards' programme are not explicitly stated on the website, but it is likely designed to offer benefits or discounts to frequent users.
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| Standard Delivery | As an insurance provider, Big Blue Cover does not offer physical product delivery. All policy documents are typically sent electronically via email upon purchase. |
| Free Delivery | Not available |
| Click & Collect | Not available |
| Returns Policy | For insurance policies, 'returns' are generally referred to as cancellations. Customers usually have a cooling-off period during which they can cancel their policy for a full refund, provided no claim has been made. Outside of this period, pro-rata refunds may apply, depending on the policy terms and conditions. |
| Student Discount | Not available |
| NHS Discount | Not available |
| Military Discount | Not available |
| International Shipping | Not available |
| Payment Methods | Visa, Mastercard, PayPal |
| Headquarters | England, UK |
Last updated: February 2026
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