Tide

About Tide Business Banking

Tide is a leading UK financial technology company, founded in 2015, dedicated to transforming business banking for small and medium-sized enterprises (SMEs). With a mission to save businesses time and money, Tide has rapidly grown to support over 1.5 million SMEs worldwide, including more than 10% of the UK's small businesses. Recognised for its innovative approach, Tide received a grant backed by the UK government to facilitate changes in the business banking industry, making it a trusted partner for entrepreneurs.

Comprehensive Financial Solutions

Business Accounts & Management Tools

Tide offers a powerful, all-in-one platform designed to streamline every aspect of business finance. At its core is a free business account, protected by the FSCS via ClearBank, which can be opened quickly and easily online. Beyond basic banking, Tide provides a comprehensive suite of tools including integrated accounting and expense management, making it simple to track spending, create invoices, and manage finances from a single app. Businesses can also benefit from Tide Payroll, Business Savings, and the Tide Card Reader for seamless payment processing.

Access to Business Finance

Understanding the varied needs of growing businesses, Tide simplifies access to finance. Through its platform, SMEs can apply for business loans with quick decisions and minimal paperwork, offering a vital alternative to traditional banking processes. This focus on efficiency allows business owners to secure the funding they need without lengthy delays, helping them get back to doing what they love.

Why Choose Tide?

Choosing Tide means opting for a modern, user-friendly banking experience tailored for SMEs. Members enjoy no monthly recurring fees, 24/7 in-app chat support, and the peace of mind that comes with FSCS protection. Additionally, the Tide Rewards programme offers cashback and discounts at over 100 major UK retailers, providing tangible savings for everyday business expenses. Tide is committed to social responsibility, actively working to support female-led businesses and foster a better environment for all entrepreneurs.