Smart Cover

About Smart Cover Insurance

Smart Cover Insurance Services, a trading name of Smart Cover Direct, was founded in 2013 by a team of experts with over two decades of collective experience in the insurance sector. Based in Watford, UK, Smart Cover has built a reputation for providing award-winning insurance services tailored to the diverse needs of its customers. Their vision is to offer innovative insurance solutions that help individuals and landlords protect their valuable assets against unforeseen events, all while maintaining high standards of customer care and competitive pricing.

Our Commitment to You

At the heart of Smart Cover's operations are core values centred around reliability and trust. They are committed to providing flexible alternatives to mainstream home and contents policies, ensuring comprehensive protection for household gadgets and appliances. This dedication is reflected in their streamlined, rapid claims settlement process and a clear focus on customer peace of mind.

Comprehensive Product Range

Smart Cover offers a wide array of insurance products designed to cover various aspects of daily life and property ownership:

• Appliance Insurance

  Protect your essential kitchen and household appliances from unexpected mechanical or electrical breakdowns and accidental damage. Smart Cover ensures that if your appliance stops working, an experienced engineer from their UK-wide network will be dispatched promptly.

• Home Emergency Cover

  Safeguard your home against sudden incidents such as plumbing leaks, boiler breakdowns, loss of keys, or complete electrical supply failure. This cover provides assistance with emergency repair costs, preventing further damage and disruption.

• Landlord Insurance

  Designed specifically for property owners, this policy offers an emergency fix to protect your investment against unforeseen emergencies and prevent further damage. Special rates are available for landlords with multiple properties.

• Motor Breakdown Cover

  For drivers, Smart Cover provides 24/7 roadside assistance, ensuring you're never stranded. With an average wait time of 60-90 minutes for roadside recovery, this cover offers crucial support when your vehicle breaks down.

A Seamless Online Experience

Managing your policies and claims is made easy with Smart Cover's online platform. Customers can effortlessly access policy documents, manage profiles, and get the support they need, all in one convenient place. The company prides itself on its 24/7 support, nationwide network of engineers, and a price match promise, reinforcing its commitment to customer satisfaction.