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Smart Cover provides award-winning UK insurance services, offering comprehensive cover for home appliances, emergencies, landlords, and motor breakdowns with competitive rates and rapid claims.
Smart Cover offers a range of protection plans for UK homeowners and landlords, including Home Emergency Cover, Appliance Cover, Boiler Cover, and Landlord Cover. Help protect against unexpected repair costs with flexible cover options designed for modern households and rental properties. Explore available plans and find the right level of protection for your needs. Subject to eligibility, policy terms, conditions, exclusions, and limits.
Smart Cover Insurance Services, a trading name of Smart Cover Direct, was founded in 2013 by a team of experts with over two decades of collective experience in the insurance sector. Based in Watford, UK, Smart Cover has built a reputation for providing award-winning insurance services tailored to the diverse needs of its customers. Their vision is to offer innovative insurance solutions that help individuals and landlords protect their valuable assets against unforeseen events, all while maintaining high standards of customer care and competitive pricing.
At the heart of Smart Cover's operations are core values centred around reliability and trust. They are committed to providing flexible alternatives to mainstream home and contents policies, ensuring comprehensive protection for household gadgets and appliances. This dedication is reflected in their streamlined, rapid claims settlement process and a clear focus on customer peace of mind.
Smart Cover offers a wide array of insurance products designed to cover various aspects of daily life and property ownership:
Protect your essential kitchen and household appliances from unexpected mechanical or electrical breakdowns and accidental damage. Smart Cover ensures that if your appliance stops working, an experienced engineer from their UK-wide network will be dispatched promptly.
Safeguard your home against sudden incidents such as plumbing leaks, boiler breakdowns, loss of keys, or complete electrical supply failure. This cover provides assistance with emergency repair costs, preventing further damage and disruption.
Designed specifically for property owners, this policy offers an emergency fix to protect your investment against unforeseen emergencies and prevent further damage. Special rates are available for landlords with multiple properties.
For drivers, Smart Cover provides 24/7 roadside assistance, ensuring you're never stranded. With an average wait time of 60-90 minutes for roadside recovery, this cover offers crucial support when your vehicle breaks down.
Managing your policies and claims is made easy with Smart Cover's online platform. Customers can effortlessly access policy documents, manage profiles, and get the support they need, all in one convenient place. The company prides itself on its 24/7 support, nationwide network of engineers, and a price match promise, reinforcing its commitment to customer satisfaction.
Smart Cover was founded in 2013 and is headquartered in United Kingdom. It is part of Smart-Cover Direct Limited, with Online only locations.
Loyalty Programme
No formal named scheme
While there isn't a formal named loyalty programme, Smart Cover aims to offer competitive premium rates as recognition of customer loyalty, especially when new products launch, ensuring peace of mind.
Instant policy documents via email
Returns Policy
As an insurance provider, Smart Cover's policies are subject to specific terms and conditions, including a cooling-off period during which customers may cancel their policy. Full details are provided with policy documents upon purchase.
Founded
2013
Headquarters
United Kingdom
Number of Stores
Online only
Parent Company
Smart-Cover Direct Limited
Smart Cover can protect car insurance, home insurance, and travel insurance excess amounts.
Yes, Smart Cover works independently of your main insurance provider, covering excess from any UK insurer.
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Be the first to write a reviewCustomer Service
0333 220 2060Customer Service Email
info@smart-cover.co.ukCustomer Service Hours
Monday-Friday 9am-5pm
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